Payment __link__ Guide

Electronic funds transfers move money between bank accounts.

[ Consumer ] ---> ( Merchant / Gateway ) ---> [ Acquirer Bank ] | v [ Consumer Bank ] <--- ( Card Network ) <------------+ The Key Actors payment

We are moving toward the . The goal is a transaction that requires zero conscious effort from the user. Electronic funds transfers move money between bank accounts

The Evolution of Payment: How Commerce Moves from Coins to Digital Consensual Ledgers the payment industry faces significant headwinds:

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Despite rapid innovation, the payment industry faces significant headwinds: