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She married her childhood friend, Deepak Bagga, on December 2, 2003. Together, they have two sons, Adheep and Aadit, and have even ventured into production, setting up their own studio called Simran & Sons.

Unlike many celebrities, Simran has kept her children away from limelight, but she actively discusses her spiritual practices. Visiting the Kapaleeshwarar Temple every Friday, chanting the Vishnu Sahasranamam, and practicing gratitude are pillars of her lifestyle philosophy. Videos capturing these moments are highly sought-after under the tag.