You can find the PDF version of "Money and Banking" by S.B. Gupta online through various sources, such as:

The text covers the history of banking in India, including the milestone nationalization of banks in 1969 and 1980.

S.B. Gupta’s "Money and Banking" is structured to take a reader from basic definitions to complex policy analyses. The content can generally be divided into four major pillars: 1. The Theory of Money and Monetary Transmission

For its accessible style, the book does not compromise on intellectual rigor. Its authoritative reputation is largely built on its balanced and thorough treatment of complex theoretical and policy issues.